Open Enrollment is
November 8 - 22

Read on to learn about your 2025 benefits.

Prioritize your health

Open Enrollment is your annual opportunity to review your benefits.

Enrollment for 2025 is passive—your medical, dental, vision, life and disability, and any voluntary benefits will automatically roll over into 2025 if you take no action.

During Open Enrollment you should:

Review available plans and costs for your benefit options.
If you want to contribute to an HSA, Health Care FSA or Dependent Care FSA in 2025, you must make an election during Open Enrollment. Your 2024 choices will not carry forward.
Enroll for benefits on Benefit Navigator.

Enroll now

Health Benefits

Medical Plan Benefits

You have the choice of three national medical plans through Cigna. If you reside in California, you also have the option to participate in an HMO plan through Kaiser. All plans provide 100% coverage for in-network preventive care. Below is a quick summary of what you can expect for in-network coverage in our medical plans.

Please be aware that the pharmacy copays on the Cigna HSA and Base plan will be changing to better align with the plan structure.

The Cigna HSA deductible will be increasing to comply with federal requirements. This remains the only medical plan with the option to contribute to a Health Savings Account (HSA). The 2025 contribution limit will be increasing, allowing you to contribute more to your account on a pre-tax basis.

MEDICAL PLAN COMPARISON CHART

Dental & Vision Benefits

The dental and vision plans will continue in 2025 unchanged.

You have the choice of a high or low dental plan through Cigna. The high plan includes orthodontia coverage, the low cost plan does not include coverage for orthodontia.

You also have the option to enroll in vision benefits through Cigna.

DENTAL PLAN COMPARISON CHART

VISION PLAN CHART

Cigna Pre-Enrollment Assistance

Call 888-806-5094 if you have specific benefit questions.

Spending Accounts

In 2025, Flores will be replacing BRI as our tax-advantaged spending account administrator.

You must re-enroll in the FSAs each year

Health Care FSAs

The Health Care FSA allows you to set aside funds for 2025 health care expenses. If you enroll in the Cigna HSA, you may only enroll in the Limited FSA since you already have the opportunity to contribute to the HSA. The annual contribution limit has increased to $3,300. The Limited FSA can only be used for dental and vision expenses since you can use your HSA for health-related expenses.

When determining contributions for 2025 for the health FSAs, be sure to plan carefully—you may only carryover up to $660, all other funds will be forfeited.

Health Care FSAs

Allows you to set aside funds for 2025 daycare expenses for children under 13 and elderly dependents claimed as a dependent on your tax return. The annual contribution limit remains unchanged for 2025 at $5,000 for individuals and married couples filing jointly, and $2,500 for married people filing separately.

Commuter Account

This is a pre-tax way to pay for eligible parking & transit expenses. The 2025 maximum for parking and transit expenses will increase to $325/month.

Your Account with Flores

In 2025, Flores will be replacing BRI as our tax-advantaged spending account administrator.

If you enroll in the Health Care FSA, Dependent Care FSA, commuter account, or the Cigna HSA, your account will automatically be opened with Flores. Flores may reach out to you if they need additional information from you to complete the enrollment process. You will receive a welcome email in December with important information about how to access your Flores account.

By the end of December, you will receive a debit card from Flores in the mail. Be aware that even if you enroll in multiple accounts, you will only receive one debit card. If you are enrolled in multiple accounts (ex: HSA + Limited FSA), Flores’ smart technology will automatically pull the funds from the correct account at point-of-purchase.

There is no debit card for the Dependent Care FSA, all reimbursements should be submitted directly on the Flores portal.

Important Information

regarding your current HSA with BRI

Any contributions both you and FLYR make to your HSA will be deposited into your new account with Flores beginning in January. You will receive instructions from BRI on how to access your individual account after January 1.

Please be aware that your current account with BRI through Inspira will still be available to you, however; you will be charged a monthly maintenance fee of $2.75 to keep that account open. If you keep that account open, you will receive a new debit card along with instructions on how to access your individual account.

You have the option to transfer your HSA funds as well as any investments to Flores. If you transfer your account to Flores in January, FLYR will cover the $25 transfer fee. See reimbursement details here.

If you transfer your BRI HSA funds to Flores after January, you will be responsible for the transfer fee.

Download the the Flores transfer form.

HSA TRANSFER FORM

Flores Resources

Flores' resources and video library

HEALTH CARE FSA